AP Blog

By Jason Wissmiller, 08/11/2020
We often receive phone calls from clients and prospects asking for a general liability policy to satisfy an insurance requirement in a contract, such as an airport lease. Like most insurance products, clients buy an aviation general liability policy with little knowledge of what the policy actually covers. In...
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By Mark Holt, 08/03/2020
N-95 masks have been the subject of increased focus by OSHA. These masks were originally designed for industrial use in sectors such as mining, construction, painting and manufacturing. Designed to filter out airborne particulates, they have a logical place in the healthcare setting to control airborne diseases...
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By Trevor Gilstrap, 07/29/2020
Fracking is a method that has been in use for decades but has become the hot buzz word in recent years, and is the alleged cause of everything from tainted water to silicosis. Regardless of your opinion on these growing allegations, these types of lawsuits from upset citizens are increasing throughout the...
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By Chris Pavone, 07/28/2020
Trucking’s role in keeping goods, materials and the economy rolling during the global pandemic has been nothing short of phenomenal and will certainly play a role in re-establishing “normal” supply lines depleted by hoarding households and profiteering resellers. Hopefully, everyone in the...
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Growing rates of healthcare workers are experiencing physical and psychological injury as a result of workplace violence related to resident care. A staggering 95% of healthcare workers have reported exposure to aggression. However, research has found that workplace violence is underreported, signifying that...
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07/15/2020
When setting up a flying club, or managing an existing flying club, there are several things you can do to make yourself more attractive to an underwriter. By making yourself more desirable to an underwriter, you can maximize your coverage and minimize the premiums you pay. Here are our Top 10 Flying Club...
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By Nathanael Alexander, Esq., 07/14/2020
On July 8, 2020, by a vote of 7-2, the Supreme Court of the United States (SCOTUS) in their Little Sisters of the Poor decision upheld Trump administration rules permitting employers to decline contraceptive coverage (including preventative health services, birth control pills, IUDs, etc.) on the basis of...
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By Nathanael Alexander, Esq., 07/08/2020
On June 15, 2020, the Supreme Court of the United States (SCOTUS) held in Bostock v. Clayton County, Georgia that Title VII of the Civil Rights Act of 1964 bars an employer from firing an individual merely for being gay or transgender. In its ruling, the Court noted that it is “impossible to discriminate...
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By Gina Ekstam, 07/08/2020
Agribusiness worksites, shared worker housing, and shared worker vehicles present unique challenges for preventing and controlling the spread of COVID-19. Joint guidance by the CDC and DOL provides a template that employers can adapt to protect their workers. Through thoughtful planning, it is possible to...
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By Nathanael Alexander, Esq., 07/02/2020
Due to the COVID-19 pandemic, countless employees with young children have opted to utilize the time off provisions of the Families First Coronavirus Response Act (FFCRA) in order to provide care to their children in lieu of school and day care center closures nationwide. Now that schools are closed and a vast...
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Taking Steps to Reopen Senior Living Communities
06/17/2020

After many months of closure, the nation is beginning to open. With this in mind, the Director of Quality, Safety and Oversight Group for CMS Center for Clinical Standards and Quality issued a memo providing recommendations for state and local officials to utilize while determining the level of mitigation needed for their communities’ Medicare/Medicaid certified long term care facilities to prevent the transmission of COVID-19.  State officials should also collaborate with state and local health departments in determining how and when to relax restrictions in their state’s senior living communities.

In accordance with the recommendations, state officials may choose to relax restrictions in several different ways. They may require all senior living communities to go through each phase at the same time, they may allow senior living communities within certain regions to go through each phase at the same time or they may permit senior living communities to move through the phases individually. With all this in mind, senior living community owners and operators must be diligent in staying abreast of the factors in relaxing restrictions. Senior Living owners and operators need to be knowledgeable in current community transmission data, current presence of COVID-19 in facilities, and current status of the local hospitals ability to accept transfers.

Owners and operators must ensure adequate staffing, access to adequate Personal Protective Equipment (PPE) for staff and have universal source controls in place for residents and visitors. It is important to know that during Phase One, visitation and ancillary services are generally prohibited, except for compassionate care situations. Restrictions will ease some during Phase Two allowing entry to limited numbers of non-essential healthcare personnel/contractors, and visitation will be allowed during Phase Three as along as screening, social distancing and hand hygiene is taking place.

To add to the spectrum, health inspections will also change at each phase. Phase One health inspections will continue to be limited to investigation of complaints alleging there is an immediate serious threat to a resident’s health and safety, focused infection control surveys and initial licensure survey. State based priorities will be added in Phase Two and normal survey operations will resume in Phase Three.

Considering COVID-19 is a fluid situation, it is imperative for all senior living communities to stay abreast in order to maintain the health of their residents and staff. Keeping informed means keeping in touch with state and local health departments, health care associations and the Center for Disease Control and Prevention.

AssuredPartners has compiled a variety of resources related to the coronavirus.  Click here to visit the resource center or reach out to the AssuredPartners Senior Living team for more information.