Winter storms lead to nasty driving conditions and hazards which can cause problems for businesses that aren’t prepared. Some of the most common types of problems that occur from severe weather are injury to employees and guests, water damage from pipes freezing and bursting, loss of revenue and damage to inventory or equipment.
Preparing ahead of time can help you manage the impact a winter storm has your business and the safety of your employees. It is always smart to have a Winter Weather Preparedness Checklist. A few things to include on your checklist:
- Names and phone numbers of your heating contractor, plumber, fire department, insurance agent and building owner
- Employee emergency contact tree to reach out with weather related updates
- Vendor and client contact information
- Arrangements for snow removal from driveways, doorways and roofs
- Insurance agent contact
Does your business have a winter storm plan in place? A lawsuit due to employee or guest injury, frozen pipes or loss to inventory is never fun. Make sure that you are protected and prepared for the nasty weather that can occur in the winter months. Our agents will work with you to identify any gaps in coverage or areas to add extra coverage to your business insurance policy. To learn more about protecting your business, or to contact an agent, visit AssuredPartners Property & Casualty.