AP Blog

By Jason Wissmiller, 08/11/2020
We often receive phone calls from clients and prospects asking for a general liability policy to satisfy an insurance requirement in a contract, such as an airport lease. Like most insurance products, clients buy an aviation general liability policy with little knowledge of what the policy actually covers. In...
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By Mark Holt, 08/03/2020
N-95 masks have been the subject of increased focus by OSHA. These masks were originally designed for industrial use in sectors such as mining, construction, painting and manufacturing. Designed to filter out airborne particulates, they have a logical place in the healthcare setting to control airborne diseases...
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By Trevor Gilstrap, 07/29/2020
Fracking is a method that has been in use for decades but has become the hot buzz word in recent years, and is the alleged cause of everything from tainted water to silicosis. Regardless of your opinion on these growing allegations, these types of lawsuits from upset citizens are increasing throughout the...
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By Chris Pavone, 07/28/2020
Trucking’s role in keeping goods, materials and the economy rolling during the global pandemic has been nothing short of phenomenal and will certainly play a role in re-establishing “normal” supply lines depleted by hoarding households and profiteering resellers. Hopefully, everyone in the...
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Growing rates of healthcare workers are experiencing physical and psychological injury as a result of workplace violence related to resident care. A staggering 95% of healthcare workers have reported exposure to aggression. However, research has found that workplace violence is underreported, signifying that...
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07/15/2020
When setting up a flying club, or managing an existing flying club, there are several things you can do to make yourself more attractive to an underwriter. By making yourself more desirable to an underwriter, you can maximize your coverage and minimize the premiums you pay. Here are our Top 10 Flying Club...
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By Nathanael Alexander, Esq., 07/14/2020
On July 8, 2020, by a vote of 7-2, the Supreme Court of the United States (SCOTUS) in their Little Sisters of the Poor decision upheld Trump administration rules permitting employers to decline contraceptive coverage (including preventative health services, birth control pills, IUDs, etc.) on the basis of...
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By Nathanael Alexander, Esq., 07/08/2020
On June 15, 2020, the Supreme Court of the United States (SCOTUS) held in Bostock v. Clayton County, Georgia that Title VII of the Civil Rights Act of 1964 bars an employer from firing an individual merely for being gay or transgender. In its ruling, the Court noted that it is “impossible to discriminate...
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By Gina Ekstam, 07/08/2020
Agribusiness worksites, shared worker housing, and shared worker vehicles present unique challenges for preventing and controlling the spread of COVID-19. Joint guidance by the CDC and DOL provides a template that employers can adapt to protect their workers. Through thoughtful planning, it is possible to...
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By Nathanael Alexander, Esq., 07/02/2020
Due to the COVID-19 pandemic, countless employees with young children have opted to utilize the time off provisions of the Families First Coronavirus Response Act (FFCRA) in order to provide care to their children in lieu of school and day care center closures nationwide. Now that schools are closed and a vast...
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Protect Your Business from Distracted Driving
10/13/2016

As the years progress from the days of the Model T, we see that there are more and more distractions for drivers. Living in a technological world where cell phones are part of everyday, distractions are at an all-time high. Is texting while driving any different than drinking and driving?

They both are a distraction and impair your reaction time.

A study by the Virginia Tech Transportation Institute revealed that drivers who text while driving are 23 times more likely to be involved in an accident. To address this growing issue, lawmakers are proposing the use of a Textalyzer –the digital equivalent to a breathalyzer. Police would administer the Textalyzer when they arrive at the scene of the crash to determine if there was any phone activity during the time of the crash.

So what could this mean for your employees who drive on company business if the Textalyzer passes in your state? For example, a home healthcare nurse is on his way to meet a patient, he receives a text from the patient saying they’ll have to reschedule. Looking down to respond, he runs a red light and a vehicle clips his car. A Textalyzer administered at the crash site would reveal that the nurse was on his phone at the time of the crash, which would result in whatever penalties the state sets for that offense, such as fines, points on his license, or worse, if anyone was injured.

You can protect your business from claims caused by distracted driving by holding a safety program or driver training. AssuredPartners senior living experts can help you implement these programs to keep your traveling employees safe on the road.  Visit AssuredPartners Senior Living to learn more.

Source: CNA