AP Blog

By Cathy Knopf, 09/29/2020
The 2020 monthly webinars focus on best practice approaches, regulatory updates, operational and risk management techniques to help senior living communities better care for their residents and staff while protecting their business. We invite you to join our specialists at these upcoming exclusive...
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By Jason Wissmiller, 09/28/2020
Following the September 11, 2001 terrorist attacks, most insurers who had been offering coverage for War Risk exposures (which typically includes terrorism) quickly canceled those endorsements, per the coverage cancellation terms noted on the endorsements. The market for terrorism related coverage dried up almost...
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By Brian Lindahl, 09/24/2020
As senior living providers prepare for approaching renewal periods, we wanted to provide an update on our view of the changing marketplace. This will aid you and your team in determining your risk tolerance appetite and preparing your budgets for potential increased costs and decreased coverage. Unfortunately,...
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By Jim Stevenson, 09/23/2020
Does employment status really matter? The Internal Revenue Service says “yes” but the Service Contract Act says “no” when the Department of Labor enforces The Act. The Internal Revenue Service says employee status is important because it determines if the federal service contractor must...
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By Gina Ekstam, 09/22/2020
Proactive loss control is an effective approach to helping agribusinesses reduce risk, improve product quality, increase production, and boost employee morale and retention. Loss control requires top-down commitment, from management to safety directors to employees. To be successful, there needs to be a culture...
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By John Tankersley, 09/21/2020
When it comes to insuring your manufactured / mobile home, the rules are different than a standard homeowner’s policy. Most people think when it comes to insuring one’s home that it’s all pretty much the same – call your local agent, give your address and some basic information about the...
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By Nathanael Alexander, Esq., 09/17/2020
Updating a previous article, as of Friday, September 11, 2020 the U.S. Department of Labor (DOL) has indeed decided to move forward with issuing revised regulations under the Families First Coronavirus Response Act (FFCRA) after a New York federal district court struck down several of the previous provisions of...
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By David Stein, 09/16/2020
The current economic climate is forcing producers and service contractors to take a hard look at insurance costs. Usually, the first (and easiest) step is to engage their broker to market the insurance program with alternate carriers. Competition will either drive down costs or validate the current placement....
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By Brian Lindahl, 09/15/2020
As an insurance and risk management partner to hundreds of assisted living communities across the country, we would like to extend an extra special “Thank You” to our assisted living clients for providing essential care and services to those in need. In appreciation of all that you and your team...
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By Rocky Roemer, 09/14/2020
Commercial automobile insurance as a segment of the insurance industry has been consistently unprofitable for around a decade. It’s a triple-whammy: Increasing frequency - due in part to distracted driving Higher loss costs (driven up by increased prices and complexity of the vehicles themselves) ...
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5 Factors that Cause Lung Cancer Besides Smoke
11/09/2016

November is National Lung Cancer Awareness Month. Did you know that more people die from lung cancer than from any other type of cancer? While many people think that smokers are the only ones at risk, lung cancer affects smokers and nonsmokers alike. Exposure to asbestos and radiation, as well as smoking tobacco products or exposure to second-hand smoke, contribute to the disease.

Smoking is the leading risk factor for developing lung cancer, and is accountable for almost 90 percent of all lung cancer cases. A smoker’s risk for getting lung cancer is 30 times greater than the risk of a non-smoker. In addition to smoking, lung cancer can be caused by several factors, including exposure to:

  • Radon
  • Radiation
  • Pollution
  • Lung disease
  • Asbestos

Smoking tobacco products remains the number-one cause of lung cancer, while not smoking remains the number-one preventative measure. Quitting smoking at any age can lower your chances of getting lung cancer. What better time to quit than on November 17, the American Cancer Society’s “Great American Smoke Out” day.

Many insurance companies and employers are offering tobacco cessation programs as part of their wellness initiatives. If you’re interested in learning more about implementing or enhancing a wellness program at your organization, visit AssuredPartners Wellness.

Source: Zywave