Bed & Breakfast
Our bed & breakfast insurance program, written with an Oregon domiciled insurance company, has the answers specifically designed to meet the needs and objectives of the B&B industry by offering coverages all in one policy as follows:
- Building coverage; including older, renovated properties
- Business Personal Property
- General Liability at minimum coverage limits of $1,000,000 per occurrence
- Business Income limits based on your Actual Loss Sustained
- Equipment Breakdown
Specialized coverages for the Bed & Breakfast industry including:
- Liability for property of guests
- Wake-up call Errors and Omissions Liability
- Liquor Liability
Personal property of the innkeeper (no additional policy needed to cover owners personal property)
- Comprehensive personal liability for the Innkeeper (no additional policy needed to cover owners personal liability)
- Spoilage Coverage
- Food Contamination Business Income and Extra Expense
Higher limits are available for many of the coverages shown including umbrella liability coverage.
Click here to review the Oregon Mutual Bed & Breakfast Program Brochure