BED & BREAKFAST PROGRAM - WSC Insurance

Bed & Breakfast Program

Oregon's premier independent agency dedicated to your Bed & Breakfast insurance program. Don't settle for a cut and paste insurance policy. WSC Insurance will provide a program specifically designed to fit the needs of the Bed & Breakfast industry.

Our Bed & Breakfast Insurance Program, written with an Oregon domiciled insurance company, has the answers specifically designed to meet the needs and objectives of the B&B industry by offering coverages all in one policy as follows:

Building coverage; including older, renovated properties
Business Personal Property
General Liability at minimum coverage limits of $1,000,000 per occurrence
Business Income limits based on your Actual Loss Sustained
Equipment Breakdown

Specialized coverages for the Bed & Breakfast industry including:

Liability for property of guests
Wake up call Errors and Omissions Liability
Liquor Liability
Personal Property of the Innkeeper (no additional policy needed to cover owners personal property)
Comprehensive Personal Liability for the Innkeeper (no additional policy needed to cover owners personal liability)
Spoilage Coverage
Food Contamination Business Income and Extra Expense

Click here to review the Oregon Mutual Bed & Breakfast Program Brochure

Higher limits are available for many of the coverages shown including Umbrella Liability coverage. For more details on this Bed & Breakfast Insurance Program and how it may specifically fit your needs, please contact David A. Harrison at 503-357-3154 or by e-mail at davidh@wscinsurance.com.