Bed & Breakfast

insurance for bed and breakfast, bed and breakfast insurance policyOur bed & breakfast insurance program, written with an Oregon domiciled insurance company, has the answers specifically designed to meet the needs and objectives of the B&B industry by offering coverages all in one policy as follows:

  • Building coverage; including older, renovated properties
  • Business Personal Property
  • General Liability at minimum coverage limits of $1,000,000 per occurrence
  • Business Income limits based on your Actual Loss Sustained
  • Equipment Breakdown

Specialized coverages for the Bed & Breakfast industry including:

  • Liability for property of guests
  • Wake-up call Errors and Omissions Liability
  • Liquor Liability

Personal property of the innkeeper (no additional policy needed to cover owners personal property)

  • Comprehensive personal liability for the Innkeeper (no additional policy needed to cover owners personal liability)
  • Spoilage Coverage
  • Food Contamination Business Income and Extra Expense

Higher limits are available for many of the coverages shown including umbrella liability coverage.

Click here to review the Oregon Mutual Bed & Breakfast Program Brochure


For more details on our bed & breakfast insurance program:

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